Payments,
made simple
Pay, earn, invest, borrow, and split with stablecoins.Accept instant payments with MardiPay Checkout.Fast, simple, and self-custodial.
Pay
Send money by
phone number.
Send standard transfers or shield your identity with Private Cash. Zero-knowledge privacy powered directly on Solana in ~400ms.
91626****808-1@sol
Kaash 25
91626****808-1@sol
Kenji Sato
8190****456-1@sol
Min-jun Kim
8210****392-1@sol
Enter Phone or Wallet Address
Enter any phone number, MardiPay ID, or paste a Solana wallet address the traditional way. Verified tags and starred favorites make sending as simple as a text or standard on-chain transfer.
Sending toKaash 25
Amount
$100.00
≈ 100.00 USD
Private CashEnter Amount & Privacy
Enter any amount in $CASH or your preferred stablecoin. Tap Private send to shield your wallet address and transfer Private Cash completely anonymously using zero-knowledge proofs on Solana.
Sent toKaash 25
$CASH-100.0027 Sep, 1:03 PM
Sender Identity Hidden (Shielded)
Settlement 410ms (Finalized)
Instant Settlement
Funds land and settle irrevocably in ~400ms on Solana. Your sending address remains completely hidden while the recipient receives spendable Private Cash.
Or Get Paid
Point, scan, and receive in under a second.
Send only
Solana tokens
Solana tokensvia Solana Network
SOL ID91626****808-1@sol
Solana Address7xKP4b****9mXy
Request
Ask for money.
Without the awkwardness.
Liam Vance
1415****829-1@solKaash 25requested fromLiam
Pending
$120.00
CADD
CADDMessage"Dinner at Nobu share 🍣"
Available: 480.00 CADDExpires in 30 mins
Invest
Trade 1,000+ US equities. 24/7/365 on Solana.
Start trading
Earn
Make your money work.
Put your idle dollars to work. Up to 12% APY.
USD* Junior
$1.60M TVL
14.05%+ APY
Staked USDai: sUSDai
$290.8M TVL
12.0%+ APY
USD* Protected
$300.0K TVL
5.00%+ APY
mSOL
$1.02B TVL
4.8%+ APY
JitoSOL
$2.18B TVL
4.8%+ APY
Ondo USDY
$2.17B TVL
3.6%+ APY
Solstice USX
$220.2M TVL
3.4%+ APY
Split Bills
Split expenses with friends.
Settled in seconds.
Dinners, group trips, and shared rent. Add friends by phone number or SOL ID, split equally or custom, and settle instantly in digital dollars with zero awkward math.
Dinner at NobuDining & Drinks
Split 4 ways • $60.00 CASH each
$240.00
Search by SOL ID or Name
Suggested Friends3 of 4 in split
Kaash 25
91626****808-1@sol
Kenji Sato
8190****456-1@sol
Min-jun Kim
8210****392-1@sol
Recent
Split in Any Stablecoin
Add friends by phone number or SOL ID and split expenses equally or with custom amounts. Choose between $CASH, USDC, PYUSD, or yield-earning USDY with zero awkward math.
Dinner at Nobu75% Settled
$240.00
CASH
CASH3 of 4 Paid
You (Host)Host
Paid $240.00$60.00You Paid
Kenji Sato
8190****456-1@sol$60.00Settled
Kaash 25
91626****808-1@sol$60.00Settled
Min-jun Kim
8210****392-1@sol$60.00Pending
Live Tracking & 1-Tap Settle
Keep complete transparency on who paid, who settled, and who is pending. Friends can settle their share in one tap, and funds deposit directly into your smart wallet.
Frequently Asked Questions
What is MardiPay?
A self-custodial smart wallet that turns your phone number into a global account on Solana. Send digital dollars in ~400ms, split bills, earn daily yield, and trade tokenized stocks using biometric passkeys.
How do I send money?
Enter the recipient's phone number with country code (e.g., 1 for US, 91 for India) or scan their QR code. Funds settle directly to their account in under a second with zero address hassle or bank delays.
Are there any fees to pay?
Transfers settle in ~400ms with network fees under $0.001. No foreign exchange markups, no monthly fees, and no hidden wire charges.
How do tokenized stocks and private equities work?
Access 24/7 fractional trading for top US equities and private markets like SpaceX and Apple starting from $1.00. Every tokenized share is backed 1:1 in regulated custody.
How does automated yield work and can I withdraw anytime?
Yield is generated from tokenized US Treasuries, stablecoin vaults, and staking protocols. Most vaults have zero lockup with instant withdrawals, while select high-yield tranches feature short cooldown periods.
What is Private Send and Private Cash?
Private Send uses zero-knowledge shields on Solana. Your sender address stays hidden from recipients and public block explorers, while funds settle directly in ~400ms.
What happens if I send funds to someone who hasn't joined yet?
Invite them to claim their smart account via phone number in seconds. Alternatively, you can always send funds directly to their standard Solana wallet address.
Can merchants and developers integrate MardiPay?
Accept instant USDC payments with zero chargebacks via our hosted checkout or Payment Intents API, featuring Solana Pay QR codes, push approvals, and real-time webhooks.
Stay in the loop.
API & Developer Docs
Coming soonComprehensive guides, TypeScript SDKs, and payment gateway APIs to integrate Solana checkout seamlessly.